Equity Bancshares Inc

Equity Bancshares Inc (EQBK) Stock Analysis

$49.570

+0.585 (+1.18%)At close

Loading chart…
High
50.070
Open
49.290
VWAP
49.53
Vol
70.59K
Mkt Cap
519.51M
Low
48.960
Amount
3.50M
EV/EBITDA, TTM
5.76

Equity Bancshares, Inc. is the holding company for Equity Bank, offering a full range of financial solutions, including commercial loans, consumer banking, mortgage loans, trust and wealth and treasury management services. The Company operates full-service locations in Arkansas, Kansas, Missouri, Nebraska, and Oklahoma. It also operates a loan production office in West Des Moines, Iowa. The Company's products and services include personal, business and mortgage. Its personal products include checking, lending, investing, savings and digital banking. Its business products include checking, savings, treasury management services, insurance, lending, trust and digital banking. Its mortgage loan products include first-time home buyer programs, government home loan programs and home equity line of credit. Its personal checking products include rewards checking, perks plus checking, and order checks. Its lending products include business credit card, commercial loans, and specialty loans.

AI analysis of Equity Bancshares Inc (EQBK)

buy

Equity Bancshares Inc is a good buy right now due to its strong financial performance and positive insider activity. The current price is $49.62, which is below the average analyst price target of $54, indicating potential upside. Additionally, the forward P/E ratio of 10.38 suggests that the stock is undervalued compared to its earnings potential. However, the main risk is the recent decline in net income, with a significant drop of $29.66 million in Q3 2025, which investors should monitor closely.

Analyst Ratings (3)

+0.20% upside
Buy
2 Buy
1 Hold
0 Sell
Current: 49.57
Low
45.00
Average
49.67
High
57.00

Stephens

2026-07-16

Price Target

$59

Overweight

Keefe Bruyette

2026-07-15

Price Target

$54

Market Perform

Benchmark

2026-06-24

Price Target

$57

Buy

DA Davidson

2026-06-22

Price Target

$51

Neutral

Piper Sandler

2026-04-16

Price Target

$58

Overweight

Valuation Metrics

The current forward P/E ratio for Equity Bancshares Inc (EQBK) is 10.38, compared to its 5-year average forward P/E of 9.71.

Forward P/E

Fair
5Y Average P/E
9.71
Current P/E
10.38
Overvalued
11.04
Undervalued
8.39

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
0.88
Current EV/EBITDA
5.76
Overvalued
3.13
Undervalued
-1.37

Forward P/S

Fair
5Y Average P/S
2.55
Current P/S
2.89
Overvalued
2.92
Undervalued
2.18

Alphio AI Price Scenarios for EQBK

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%EQBK

$40.81

Scenario price

B

Base

Base · 50%EQBK

$38.24

Scenario price

B

Bear

Bear · 25%EQBK

$30.91

Scenario price

Events Timeline

2026-07-14 (ET)

16:30:00

Equity Bancshares Q2 Revenue at $81.9M, Below Consensus

2026-04-14 (ET)

19:40:00

U.S. and Iranian Negotiators Discuss Resolving Disagreements

16:40:00

Equity Reports Q1 Revenue of $83.2M, Beating Expectations

2026-01-21 (ET)

16:50:00

Equity Bank Reports Q4 NII of $72.88M

2025-09-02 (ET)

07:05:54

Equity Bancshares to Purchase Frontier Holdings, Anticipates Earnings Boost

News

EQBK FAQ — answered by Alphio AI

Equity Bancshares, Inc. is the holding company for Equity Bank, offering a full range of financial solutions, including commercial loans, consumer banking, mortgage loans, trust and wealth and treasury management services. The Company operates full-service locations in Arkansas, Kansas, Missouri, Nebraska, and Oklahoma. It also operates a loan production office in West Des Moines, Iowa. The Company's products and services include personal, business and mortgage. Its personal products include checking, lending, investing, savings and digital banking. Its business products include checking, savings, treasury management services, insurance, lending, trust and digital banking. Its mortgage loan products include first-time home buyer programs, government home loan programs and home equity line of credit. Its personal checking products include rewards checking, perks plus checking, and order checks. Its lending products include business credit card, commercial loans, and specialty loans. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Equity Bancshares Inc is a good buy right now due to its strong financial performance and positive insider activity. The current price is $49.62, which is below the average analyst price target of $54, indicating potential upside. Additionally, the forward P/E ratio of 10.38 suggests that the stock is undervalued compared to its earnings potential. However, the main risk is the recent decline in net income, with a significant drop of $29.66 million in Q3 2025, which investors should monitor closely.

3 analysts cover EQBK: 2 rate it Buy, 1 Hold and 0 Sell. The average price target is 49.67.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

Get Started