B
Bull
Bull · 25%ENVA
$108.47
Scenario price
$174.180
-0.801 (-0.46%)At close
Loading chart…
- High
- 174.300
- Open
- 171.760
- VWAP
- 172.63
- Volume
- 326.61K
- Mkt Cap
- 1.63B
- Low
- 169.414
- Amount
- 56.38M
- EV/EBITDA, TTM
- 6.64
Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.
AI analysis of Enova International Inc (ENVA)
HoldEnova International Inc is currently not a strong buy due to recent price volatility and analyst downgrades. The current price is $178.07, and while the company projects a revenue growth of 20% to 25% for 2026, the stock has recently dropped over 25% following the withdrawal of its banking license applications. This significant drop indicates market uncertainty and investor concern about future growth prospects, especially with a high debt-to-equity ratio of 334.91%.
Analyst Ratings (5)
+1.72% upside
Buy
5 Buy
0 Hold
0 Sell
Current: 174.18
Low
150.00
Average
177.17
High
199.00
Jefferies
Buy
$275
2026-10-07
Jefferies
2026-10-07
Price Target
$275
Buy
Stephens
Overweight
$205
2026-09-17
Stephens
2026-09-17
Price Target
$205
Overweight
TD Cowen
Buy
$220
2026-09-15
TD Cowen
2026-09-15
Price Target
$220
Buy
Citizens
Outperform
$215
2026-09-15
Citizens
2026-09-15
Price Target
$215
Outperform
Seaport Research
Buy
$283
2026-07-27
Seaport Research
2026-07-27
Price Target
$283
Buy
Valuation Metrics
The current forward P/E ratio for Enova International Inc (ENVA) is 8.33, compared to its 5-year average forward P/E of 7.70.
Alphio AI Price Scenarios for ENVA
Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.
Whales holding ENVA
Events Timeline
News
7.010-15NewsfilterEnova International Faces Securities Law Investigation
9.510-08PRnewswireEnova International to Release Q3 2026 Financial Results
8.510-08PRnewswireOnDeck Launches Automated Small Business Loan Approval
- 7.010-01Newsfilter
Enova International Faces Securities Investigation
8.509-23PRnewswireEnova International Withdraws Acquisition Applications, Shares Plunge
ENVA FAQ — answered by Alphio AI
Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender. It operates in the Financials sector (PERSONAL CREDIT INSTITUTIONS industry).
Enova International Inc is currently not a strong buy due to recent price volatility and analyst downgrades. The current price is $178.07, and while the company projects a revenue growth of 20% to 25% for 2026, the stock has recently dropped over 25% following the withdrawal of its banking license applications. This significant drop indicates market uncertainty and investor concern about future growth prospects, especially with a high debt-to-equity ratio of 334.91%.
5 analysts cover ENVA: 5 rate it Buy, 0 Hold and 0 Sell. The average price target is 177.17.
Community
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$ENVA Enova withdraws application for proposed acquisition of Grasshopper Bancorp Enova International announced that it has withdrawn its applications with the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System related to the proposed acquisition of Grasshopper Bancorp. Throughout the application process, Enova has worked constructively and transparently with regulators, responding promptly and fully to requests and building an application that Enova believes satisfies the statutory criteria for approval. "After a thorough evaluation, we are confident that withdrawing our applications is the best decision for Enova and our shareholders. Bank regulatory guidelines and attitudes have not kept pace with the realities of meeting the credit needs of tens of millions of consumers and small businesses underserved by traditional banks. Regulators do not have clear standards for nonbanks that want to become banks and that serve customers whose credit needs today are met mostly outside of the banking system. Without clearly articulated standards, the process is susceptible to political pressure and outside advocacy, rather than being guided strictly by the statutory factors that should govern it," said Steve Cunningham, Enova's CEO.
Show moreThis page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.