Enterprise Financial Services Corp

Enterprise Financial Services Corp (EFSC) Stock Analysis

$59.840

+0.574 (+0.96%)At close

Loading chart…
High
60.615
Open
59.120
VWAP
59.86
Volume
181.52K
Mkt Cap
1.46B
Low
59.120
Amount
10.87M
EV/EBITDA, TTM
9.76

Enterprise Financial Services Corp is a financial holding company for Enterprise Bank & Trust (the Bank), which is a full-service financial institution which offers banking and wealth management services to individuals and corporate customers primarily located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. The Bank offers a range of business and personal banking services and wealth management services. Its lending services include commercial and industrial (C&I), commercial real estate (CRE), real estate construction and development, residential real estate, specialty, small business administration (SBA), consumer and other loan products. Its C&I loans consist of loans to small and medium-sized businesses in a variety of industries. The Company's lending services include a variety of deposit products, including property management and community associations, along with a complete suite of treasury management and international trade services.

AI analysis of Enterprise Financial Services Corp (EFSC)

Buy

Enterprise Financial Services Corp is a good buy right now, trading at $59.84 with a forward P/E of 12.14, which is attractive compared to its growth potential. The recent dividend increase of 2.9% reflects strong cash flow stability, and analysts have set a price target of $70, suggesting a potential upside of 22.38%.

Analyst Ratings (5)

+6.95% upside
Hold
2 Buy
3 Hold
0 Sell
Current: 59.84
Low
64.00
Average
64.00
High
64.00

StoneX

2026-09-24

Price Target

$70

Buy

StoneX

2026-09-23

Price Target

$70

Buy

Stephens

2026-09-17

Price Target

$70

Equal Weight

Piper Sandler

2026-07-27

Price Target

$68

Neutral

Keefe Bruyette

2026-07-24

Price Target

$72

Outperform

Valuation Metrics

The current forward P/E ratio for Enterprise Financial Services Corp (EFSC) is 12.14, compared to its 5-year average forward P/E of 10.25.

Forward P/E

Overvalued
5Y Average P/E
10.25
Current P/E
12.14
Overvalued
11.82
Undervalued
8.68

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.60
Current EV/EBITDA
9.76
Overvalued
5.31
Undervalued
-2.11

Forward P/S

Fair
5Y Average P/S
2.89
Current P/S
2.66
Overvalued
3.31
Undervalued
2.47

Alphio AI Price Scenarios for EFSC

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%EFSC

$67.07

Scenario price

B

Base

Base · 50%EFSC

$65.08

Scenario price

B

Bear

Bear · 25%EFSC

$56.13

Scenario price

Whales holding EFSC

M

Moneta Group Investment Advisors, LLC

+ HoldingEFSC

+1.09%

3M Return

Events Timeline

2026-07-22 (ET)

16:31:00

Jim Lally: Company Issues $175 Million Subordinated Debentures to Strengthen Capital Base

2026-04-22 (ET)

16:10:00

Company Reports Q1 Revenue of $188.9M Exceeding Expectations

2026-03-04 (ET)

16:40:00

Enterprise Financial Files Automatic Mixed Securities Shelf

2026-01-26 (ET)

19:50:00

U.S. Markets Rebound Monday, Alphabet and Meta Propel Communication Services

17:30:00

Enterprise Financial Services Reports Q4 Revenue of $190.95M

News

EFSC FAQ — answered by Alphio AI

Enterprise Financial Services Corp is a financial holding company for Enterprise Bank & Trust (the Bank), which is a full-service financial institution which offers banking and wealth management services to individuals and corporate customers primarily located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. The Bank offers a range of business and personal banking services and wealth management services. Its lending services include commercial and industrial (C&I), commercial real estate (CRE), real estate construction and development, residential real estate, specialty, small business administration (SBA), consumer and other loan products. Its C&I loans consist of loans to small and medium-sized businesses in a variety of industries. The Company's lending services include a variety of deposit products, including property management and community associations, along with a complete suite of treasury management and international trade services. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Enterprise Financial Services Corp is a good buy right now, trading at $59.84 with a forward P/E of 12.14, which is attractive compared to its growth potential. The recent dividend increase of 2.9% reflects strong cash flow stability, and analysts have set a price target of $70, suggesting a potential upside of 22.38%.

5 analysts cover EFSC: 2 rate it Buy, 3 Hold and 0 Sell. The average price target is 64.00.

Community

More ↗

No posts yet

Sign up or log in to join the discussion

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

Start trading