Eastern Bankshares Inc

Eastern Bankshares Inc (EBC) Stock Analysis

$20.830

-0.129 (-0.62%)At close

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High
20.935
Open
20.660
VWAP
20.78
Volume
2.94M
Mkt Cap
2.39B
Low
20.570
Amount
61.13M
EV/EBITDA, TTM
6.99

Eastern Bankshares, Inc. is the holding company for Eastern Bank (the Bank). The Bank provides a variety of banking and trust and investment services. Its diversified products and services include lending, deposit, and wealth management. It offers a range of demand deposit accounts, interest checking accounts, money market accounts, savings accounts and time certificates of deposit accounts. Its lending focuses on the following loan categories: commercial and industrial, including asset-based lending portfolio, commercial real estate, commercial construction, small business banking, residential real estate and home equity loans. It also provides a range of wealth management and trust services through Cambridge Trust Wealth Management. It provides private banking solutions for individuals and families. It also provides customizable banking and lending services for venture capital & private equity, professional services, escrow agents, nonprofits, foundations, and family offices.

AI analysis of Eastern Bankshares Inc (EBC)

Hold

Eastern Bankshares Inc is currently a hold. The stock is priced at $21.03, with a forward P/E of 9.66, indicating it may be undervalued compared to future earnings. However, the RSI is at 42.7, suggesting it is nearing oversold territory, which could limit upside potential in the short term. The recent 15.4% increase in quarterly dividends to $0.15 per share reflects strong profitability and commitment to shareholders, but the insider selling of 10,000 shares raises some concerns about confidence in the stock. The main risk is the 2.03% decline over the past five days, indicating potential short-term volatility.

Valuation Metrics

The current forward P/E ratio for Eastern Bankshares Inc (EBC) is 9.66, compared to its 5-year average forward P/E of 12.08.

Forward P/E

Fair
5Y Average P/E
12.08
Current P/E
9.66
Overvalued
14.53
Undervalued
9.62

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
1.99
Current EV/EBITDA
6.99
Overvalued
7.57
Undervalued
-3.60

Forward P/S

Fair
5Y Average P/S
3.48
Current P/S
3.73
Overvalued
4.20
Undervalued
2.76

Alphio AI Price Scenarios for EBC

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%EBC

$27.37

Scenario price

B

Base

Base · 50%EBC

$22.66

Scenario price

B

Bear

Bear · 25%EBC

$19.40

Scenario price

Whales holding EBC

S

Systematic Financial Management LP

+ HoldingEBC

-9.43%

3M Return

EBC FAQ — answered by Alphio AI

Eastern Bankshares, Inc. is the holding company for Eastern Bank (the Bank). The Bank provides a variety of banking and trust and investment services. Its diversified products and services include lending, deposit, and wealth management. It offers a range of demand deposit accounts, interest checking accounts, money market accounts, savings accounts and time certificates of deposit accounts. Its lending focuses on the following loan categories: commercial and industrial, including asset-based lending portfolio, commercial real estate, commercial construction, small business banking, residential real estate and home equity loans. It also provides a range of wealth management and trust services through Cambridge Trust Wealth Management. It provides private banking solutions for individuals and families. It also provides customizable banking and lending services for venture capital & private equity, professional services, escrow agents, nonprofits, foundations, and family offices. It operates in the Financials sector (SAVINGS INSTITUTION, FEDERALLY CHARTERED industry).

Eastern Bankshares Inc is currently a hold. The stock is priced at $21.03, with a forward P/E of 9.66, indicating it may be undervalued compared to future earnings. However, the RSI is at 42.7, suggesting it is nearing oversold territory, which could limit upside potential in the short term. The recent 15.4% increase in quarterly dividends to $0.15 per share reflects strong profitability and commitment to shareholders, but the insider selling of 10,000 shares raises some concerns about confidence in the stock. The main risk is the 2.03% decline over the past five days, indicating potential short-term volatility.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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