Corpay Inc

Corpay Inc (CPAY) Stock Analysis

$408.460

-6.454 (-1.58%)At close

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High
412.070
Open
410.660
VWAP
407.23
Volume
284.92K
Mkt Cap
—
Low
401.175
Amount
116.03M
EV/EBITDA, TTM
11.01

Corpay, Inc. is a corporate payments company. The Company provides a broad suite of payment and spend management solutions, including accounts payable automation and cross-border payment solutions, commercial card programs (purchasing cards, business cards and virtual cards), vehicle payment solutions (fuel cards, toll payments and related services) and lodging payment solutions. Its segments include Corporate Payments, Vehicle Payments, Lodging Payments and Other. Corporate Payments segment helps businesses streamline the management, processing and payment of their domestic and international invoices and make point-of-sale purchases for their employees. Vehicle Payments segment is purpose-built to enable its customers to pay for vehicle related expenses. Lodging Payments segment helps businesses manage and control their lodging costs, simplify the management of offerings from hotels and long-term housing arrangements. Other segments include its gift and payroll card businesses.

AI analysis of Corpay Inc (CPAY)

Buy

Corpay Inc (CPAY) appears to be a good buy right now due to its strong financial performance, including a gross margin of 70.61% in Q2 2026, and a forward P/E ratio of 12.77, indicating potential for growth relative to its earnings. Additionally, analysts have set a price target of $536, suggesting an upside of approximately 31% from the current price of $408.46. The main risk is the recent $100 million settlement with the FTC, which could impact investor sentiment, but the company does not expect it to materially affect operations.

Valuation Metrics

The current forward P/E ratio for Corpay Inc (CPAY) is 12.77, compared to its 5-year average forward P/E of 13.98.

Forward P/E

Fair
5Y Average P/E
13.98
Current P/E
12.77
Overvalued
15.64
Undervalued
12.33

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
11.23
Current EV/EBITDA
11.01
Overvalued
12.94
Undervalued
9.52

Forward P/S

Fair
5Y Average P/S
4.74
Current P/S
4.72
Overvalued
5.46
Undervalued
4.02

Alphio AI Price Scenarios for CPAY

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CPAY

$414.86

Scenario price

B

Base

Base · 50%CPAY

$412.17

Scenario price

B

Bear

Bear · 25%CPAY

$363.38

Scenario price

Whales holding CPAY

C

Compound Global Advisors, LLC

+ HoldingCPAY

+8.31%

3M Return

M

Meridiem Capital Partners LP

+ HoldingCPAY

+6.92%

3M Return

O

Osterweis Capital Management, Inc.

+ HoldingCPAY

+3.08%

3M Return

S

Steadfast Capital Management LP

+ HoldingCPAY

+2.17%

3M Return

G

Gillson Capital LP

+ HoldingCPAY

+1.09%

3M Return

L

Lyrical Asset Management LP

+ HoldingCPAY

+0.87%

3M Return

CPAY FAQ — answered by Alphio AI

Corpay, Inc. is a corporate payments company. The Company provides a broad suite of payment and spend management solutions, including accounts payable automation and cross-border payment solutions, commercial card programs (purchasing cards, business cards and virtual cards), vehicle payment solutions (fuel cards, toll payments and related services) and lodging payment solutions. Its segments include Corporate Payments, Vehicle Payments, Lodging Payments and Other. Corporate Payments segment helps businesses streamline the management, processing and payment of their domestic and international invoices and make point-of-sale purchases for their employees. Vehicle Payments segment is purpose-built to enable its customers to pay for vehicle related expenses. Lodging Payments segment helps businesses manage and control their lodging costs, simplify the management of offerings from hotels and long-term housing arrangements. Other segments include its gift and payroll card businesses. It operates in the Industrials sector (BUSINESS SERVICES, NOT ELSEWHERE CLASSIFIED industry).

Corpay Inc (CPAY) appears to be a good buy right now due to its strong financial performance, including a gross margin of 70.61% in Q2 2026, and a forward P/E ratio of 12.77, indicating potential for growth relative to its earnings. Additionally, analysts have set a price target of $536, suggesting an upside of approximately 31% from the current price of $408.46. The main risk is the recent $100 million settlement with the FTC, which could impact investor sentiment, but the company does not expect it to materially affect operations.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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