Columbia Financial Inc

Columbia Financial Inc (CLBK) Stock Analysis

$11.560

-0.177 (-1.53%)At close

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High
11.780
Open
11.740
VWAP
11.63
Vol
2.55M
Mkt Cap
1.53B
Low
11.550
Amount
29.69M
EV/EBITDA, TTM
7.68

Columbia Financial, Inc. is the holding company of Columbia Bank. Columbia Bank is a federally chartered savings bank in Fair Lawn, New Jersey that operates approximately 68 full-service banking offices and offers traditional financial services to consumers and businesses in its market area. It attracts deposits from the general public and uses those funds to originate a variety of loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans.

AI analysis of Columbia Financial Inc (CLBK)

hold

Columbia Financial Inc (CLBK) is currently priced at $11.56, which is significantly below its 52-week high of $25.83, indicating potential upside. However, the stock has a high forward P/E ratio of 72.46, which suggests it may be overvalued at this time. Additionally, the RSI is at 41.05, indicating a neutral momentum, and the stock has seen a year-to-date decline of 25.03%. The main risk is the high forward P/E, which could lead to volatility if earnings do not meet expectations.

Analyst Ratings (1)

+47.06% upside
Buy
1 Buy
0 Hold
0 Sell
Current: 11.56
Low
17.00
Average
17.00
High
17.00

Piper Sandler

2026-08-11

Price Target

$14

Overweight

Piper Sandler

2026-03-16

Price Target

$18

Neutral

Brean Capital

2026-03-12

Price Target

$19

Neutral

Piper Sandler

2025-11-24

Price Target

$17

Neutral

Piper Sandler

2024-05-01

Price Target

$17

Hold

Valuation Metrics

The current forward P/E ratio for Columbia Financial Inc (CLBK) is 72.46, compared to its 5-year average forward P/E of 48.41.

Forward P/E

Overvalued
5Y Average P/E
48.41
Current P/E
72.46
Overvalued
72.30
Undervalued
24.52

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
3.51
Current EV/EBITDA
7.68
Overvalued
14.19
Undervalued
-7.17

Forward P/S

Strongly Undervalued
5Y Average P/S
8.00
Current P/S
2.43
Overvalued
10.13
Undervalued
5.87

Alphio AI Price Scenarios for CLBK

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CLBK

$16.45

Scenario price

B

Base

Base · 50%CLBK

$14.57

Scenario price

B

Bear

Bear · 25%CLBK

$13.35

Scenario price

Events Timeline

2026-08-05 (ET)

09:00:00

Latest Data Shows Jersey Mike'S Subs Borrow Rate at 38.07%

2026-08-03 (ET)

09:00:00

Latest Data Shows JEPQ Borrow Rate Increases to 18.37%

2026-07-31 (ET)

09:00:00

Significant Increases in Indicative Borrow Rates for Liquid Options

2026-07-30 (ET)

09:00:00

Significant Increases in Borrow Rates for Liquid Options

2026-02-02 (ET)

07:51:00

Columbia Financial to Acquire Northfield Bancorp for Approximately $597M

News

CLBK FAQ — answered by Alphio AI

Columbia Financial, Inc. is the holding company of Columbia Bank. Columbia Bank is a federally chartered savings bank in Fair Lawn, New Jersey that operates approximately 68 full-service banking offices and offers traditional financial services to consumers and businesses in its market area. It attracts deposits from the general public and uses those funds to originate a variety of loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. It operates in the Financials sector (SAVINGS INSTITUTION, FEDERALLY CHARTERED industry).

Columbia Financial Inc (CLBK) is currently priced at $11.56, which is significantly below its 52-week high of $25.83, indicating potential upside. However, the stock has a high forward P/E ratio of 72.46, which suggests it may be overvalued at this time. Additionally, the RSI is at 41.05, indicating a neutral momentum, and the stock has seen a year-to-date decline of 25.03%. The main risk is the high forward P/E, which could lead to volatility if earnings do not meet expectations.

1 analysts cover CLBK: 1 rate it Buy, 0 Hold and 0 Sell. The average price target is 17.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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