Civista Bancshares Inc (CIVB) FinancialsCIVBCivista Bancshares Inc

Evaluating the bottom line, Civista Bancshares Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 37.37%, while the net margin is 31.15%. These profitability ratios, combined with a Return on Equity (ROE) of 11.16%, provide a clear picture of how effectively CIVB converts its operational activities into shareholder value.

In the context of the broader market, CIVB competes directly with industry leaders such as NRIM and NPB. With a market capitalization of $592.84M, it holds a significant position in the sector. When comparing efficiency, CIVB's gross margin of N/A stands against NRIM's N/A and NPB's N/A. Such benchmarking helps identify whether Civista Bancshares Inc is trading at a premium or discount relative to its financial performance.

Civista has demonstrated consistent revenue growth, with total revenue increasing from $37.16 million in Q3 2024 to $45.96 million in Q2 2026. Net income has also shown improvement, rising from $8.19 million in Q3 2024 to $14.26 million in Q2 2026, indicating strong financial health.