Capitol Federal Financial Inc

Capitol Federal Financial Inc (CFFN) Stock Analysis

$8.610

-0.050 (-0.58%)At close

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High
8.660
Open
8.660
VWAP
8.61
Vol
642.22K
Mkt Cap
723.40M
Low
8.565
Amount
5.53M
EV/EBITDA, TTM
19.46

Capitol Federal Financial, Inc. is a unitary savings and loan holding company. The Company provides a full range of retail banking services through its subsidiary, Capitol Federal Savings Bank (the Bank), a federal savings bank, which has 44 traditional and four in-store banking offices serving primarily the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia and Salina, Kansas and portions of the Kansas City metropolitan area. The Bank attracts deposits primarily from the general public and from businesses and invests those funds primarily in permanent loans secured by first mortgages on owner-occupied, one-to four-family residences and in commercial loans. It offers an array of retail and business deposit products and services. These products include checking, savings, money market, certificates of deposit, and retirement accounts. The Bank’s deposit services are provided through its network of traditional branches and retail in-store locations, its call center.

ir.capfed.com

AI analysis of Capitol Federal Financial Inc (CFFN)

buy

Capitol Federal Financial Inc is a good buy right now due to its current price of $8.66 being well below the analyst price target of $10, indicating a potential upside of approximately 15.5%. Additionally, the company has shown consistent revenue growth, with Q3 revenue reaching $60.15 million, which is a year-over-year increase, reflecting strong operational performance. The main risk to consider is the forward P/E ratio of 20.45, which suggests that the stock may be overvalued if growth does not continue as expected.

Analyst Ratings (4)

-18.70% downside
Hold
0 Buy
4 Hold
0 Sell
Current: 8.61
Low
7.00
Average
7.00
High
7.00

Piper Sandler

2026-08-03

Price Target

Neutral

Benchmark

2026-07-09

Price Target

$10

Buy

Piper Sandler

2026-05-04

Price Target

$8

Overweight

Keefe Bruyette

2026-01-29

Price Target

Market Perform

Piper Sandler

2025-10-22

Price Target

$7

Neutral

Valuation Metrics

The current forward P/E ratio for Capitol Federal Financial Inc (CFFN) is 20.45, compared to its 5-year average forward P/E of 18.45.

Forward P/E

Fair
5Y Average P/E
18.45
Current P/E
20.45
Overvalued
25.18
Undervalued
11.72

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
3.89
Current EV/EBITDA
19.46
Overvalued
14.65
Undervalued
-6.87

Forward P/S

Fair
5Y Average P/S
4.89
Current P/S
4.26
Overvalued
6.21
Undervalued
3.57

Alphio AI Price Scenarios for CFFN

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CFFN

$7.98

Scenario price

B

Base

Base · 50%CFFN

$6.27

Scenario price

B

Bear

Bear · 25%CFFN

$5.07

Scenario price

Events Timeline

2026-07-29 (ET)

09:30:00

Company Tangible Book Value Per Share Increases to $8.04

2026-04-29 (ET)

09:10:00

Company Reports Q2 Tangible Book Value Per Share of $7.96

2026-01-28 (ET)

09:40:00

Company Reports Tangible Book Value Per Share of $7.95

2025-12-17 (ET)

13:10:00

Capitol Federal Declares Special Cash Dividend of 4 Cents per Share

2025-10-29 (ET)

09:29:25

Capitol Federal announces Q4 earnings per share of 14 cents, matching expectations.

News

CFFN FAQ — answered by Alphio AI

Capitol Federal Financial, Inc. is a unitary savings and loan holding company. The Company provides a full range of retail banking services through its subsidiary, Capitol Federal Savings Bank (the Bank), a federal savings bank, which has 44 traditional and four in-store banking offices serving primarily the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia and Salina, Kansas and portions of the Kansas City metropolitan area. The Bank attracts deposits primarily from the general public and from businesses and invests those funds primarily in permanent loans secured by first mortgages on owner-occupied, one-to four-family residences and in commercial loans. It offers an array of retail and business deposit products and services. These products include checking, savings, money market, certificates of deposit, and retirement accounts. The Bank’s deposit services are provided through its network of traditional branches and retail in-store locations, its call center. It operates in the Financials sector (SAVINGS INSTITUTION, FEDERALLY CHARTERED industry).

Capitol Federal Financial Inc is a good buy right now due to its current price of $8.66 being well below the analyst price target of $10, indicating a potential upside of approximately 15.5%. Additionally, the company has shown consistent revenue growth, with Q3 revenue reaching $60.15 million, which is a year-over-year increase, reflecting strong operational performance. The main risk to consider is the forward P/E ratio of 20.45, which suggests that the stock may be overvalued if growth does not continue as expected.

4 analysts cover CFFN: 0 rate it Buy, 4 Hold and 0 Sell. The average price target is 7.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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