Cathay General Bancorp

Cathay General Bancorp (CATY) Stock Analysis

$59.960

-0.192 (-0.32%)At close

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High
61.165
Open
60.270
VWAP
60.28
Volume
535.08K
Mkt Cap
—
Low
59.700
Amount
32.25M
EV/EBITDA, TTM
6.70

Cathay General Bancorp is the holding company of Cathay Bank (the Bank). The Bank offers a range of financial services and operates over 24 branches in Southern California, 17 branches in Northern California, nine branches in New York State, four in Washington State, two in Illinois, two in Texas, one in Maryland, Massachusetts, Nevada, and New Jersey, one in Hong Kong, and a representative office in Taipei, Beijing, and Shanghai. It offers products and services to businesses, such as checking and deposit, lines of credits, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services. The Bank primarily services individuals, professionals, and small to medium-sized businesses in the local markets in which its branches are located and provides commercial real estate loans, commercial loans, and others.

AI analysis of Cathay General Bancorp (CATY)

Hold

Cathay General Bancorp (CATY) is currently priced at $59.96, with a forward P/E ratio of 10.101, suggesting it is reasonably valued compared to its earnings potential. However, the RSI is at 52.731, indicating a neutral momentum. The recent insider selling has increased by 317.27%, which raises concerns about the stock's short-term prospects. Given these factors, it may be prudent to hold off on buying until clearer signals of upward momentum or improved sentiment emerge.

Analyst Ratings (8)

-16.61% Downside
Hold
3 Buy
5 Hold
0 Sell
Current: 59.96
Low
45.00
Average
50.00
High
55.00

StoneX

2026-09-24

Price Target

—

Hold

StoneX

2026-09-23

Price Target

—

Hold

Piper Sandler

2026-07-27

Price Target

$53

Underweight

DA Davidson

2026-07-23

Price Target

$66

Neutral

Stephens

2026-07-23

Price Target

$63

Equal Weight

Valuation Metrics

The current forward P/E ratio for Cathay General Bancorp (CATY) is 10.10, compared to its 5-year average forward P/E of 9.48.

Forward P/E

Fair
5Y Average P/E
9.48
Current P/E
10.10
Overvalued
10.80
Undervalued
8.16

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.35
Current EV/EBITDA
6.70
Overvalued
4.56
Undervalued
-1.87

Forward P/S

Fair
5Y Average P/S
3.91
Current P/S
4.32
Overvalued
4.40
Undervalued
3.42

Alphio AI Price Scenarios for CATY

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CATY

$46.76

Scenario price

B

Base

Base · 50%CATY

$46.37

Scenario price

B

Bear

Bear · 25%CATY

$42.46

Scenario price

Whales holding CATY

E

Edgestream Partners, L.P.

+ HoldingCATY

-2.64%

3M Return

Events Timeline

2026-07-22 (ET)

17:00:00

Company Reports Q2 Revenue of $221.2M

2026-04-23 (ET)

16:40:00

Cathay General Announces $150 Million Share Repurchase Program

2026-04-22 (ET)

16:10:00

Company Reports Q1 Revenue of $214.8M

2026-01-23 (ET)

16:40:00

Cathay General Bancorp CFO Heng W. Chen to Retire in 2026

2026-01-22 (ET)

16:40:00

Company Reports Q4 Revenue of $204.7M

News

CATY FAQ — answered by Alphio AI

Cathay General Bancorp is the holding company of Cathay Bank (the Bank). The Bank offers a range of financial services and operates over 24 branches in Southern California, 17 branches in Northern California, nine branches in New York State, four in Washington State, two in Illinois, two in Texas, one in Maryland, Massachusetts, Nevada, and New Jersey, one in Hong Kong, and a representative office in Taipei, Beijing, and Shanghai. It offers products and services to businesses, such as checking and deposit, lines of credits, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services. The Bank primarily services individuals, professionals, and small to medium-sized businesses in the local markets in which its branches are located and provides commercial real estate loans, commercial loans, and others. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Cathay General Bancorp (CATY) is currently priced at $59.96, with a forward P/E ratio of 10.101, suggesting it is reasonably valued compared to its earnings potential. However, the RSI is at 52.731, indicating a neutral momentum. The recent insider selling has increased by 317.27%, which raises concerns about the stock's short-term prospects. Given these factors, it may be prudent to hold off on buying until clearer signals of upward momentum or improved sentiment emerge.

8 analysts cover CATY: 3 rate it Buy, 5 Hold and 0 Sell. The average price target is 50.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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