Cass Information Systems Inc

Cass Information Systems Inc (CASS) Stock Analysis

$54.680

+0.394 (+0.72%)At close

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High
55.165
Open
54.490
VWAP
54.62
Volume
54.71K
Mkt Cap
542.34M
Low
54.010
Amount
2.99M
EV/EBITDA, TTM
7.16

Cass Information Systems, Inc. is a provider of integrated information and payment management solutions. The Company enables enterprises to control their supply chains, communications networks, facilities and other operations. Its segments include Information Services and Banking Services. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. In addition, this segment provides church management software and on-line generosity services primarily for faith-based ministries. The Company's AcuAudit is a premier freight audit platform for ocean and international air freight. The Banking Services segment provides banking services primarily to privately held businesses, franchise restaurants and faith-based ministries, as well as supporting the banking needs of the Information Services segment. The Company's bank subsidiary, Cass Commercial Bank, supports its payment operations.

AI analysis of Cass Information Systems Inc (CASS)

Buy

Cass Information Systems Inc is a good buy right now, primarily driven by its current price of $54.68, which is below the analyst price target of $61, indicating a potential upside of 11.9%. Additionally, the company has a strong gross margin of 92.56%, which suggests robust profitability. However, the main risk is the recent earnings miss with a reported EPS of $0.71, slightly below the estimate of $0.72, reflecting some pressure on profitability.

Valuation Metrics

The current forward P/E ratio for Cass Information Systems Inc (CASS) is 18.62, compared to its 5-year average forward P/E of 16.51.

Forward P/E

Fair
5Y Average P/E
16.51
Current P/E
18.62
Overvalued
20.96
Undervalued
12.05

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.06
Current EV/EBITDA
7.16
Overvalued
3.60
Undervalued
-1.48

Forward P/S

Fair
5Y Average P/S
2.73
Current P/S
3.18
Overvalued
3.34
Undervalued
2.11

Alphio AI Price Scenarios for CASS

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CASS

$41.49

Scenario price

B

Base

Base · 50%CASS

$36.67

Scenario price

B

Bear

Bear · 25%CASS

$32.84

Scenario price

Whales holding CASS

H

Heartland Advisors, Inc.

+ HoldingCASS

+1.95%

3M Return

Events Timeline

2026-07-23 (ET)

08:30:00

Cass Reports Q2 Revenue of $49.94M

2026-04-23 (ET)

08:10:00

Company Reports Q1 Revenue Flat at $26.16M

2026-03-30 (ET)

07:40:00

Cass Information Systems Appoints Eric Giering as New President

2026-02-26 (ET)

09:20:00

Cass Information Systems Partners with Caspian on Tariff Cost Management Solution

2026-01-22 (ET)

08:10:00

Cass Reports Q4 Revenue of $49.89M

News

CASS FAQ — answered by Alphio AI

Cass Information Systems, Inc. is a provider of integrated information and payment management solutions. The Company enables enterprises to control their supply chains, communications networks, facilities and other operations. Its segments include Information Services and Banking Services. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. In addition, this segment provides church management software and on-line generosity services primarily for faith-based ministries. The Company's AcuAudit is a premier freight audit platform for ocean and international air freight. The Banking Services segment provides banking services primarily to privately held businesses, franchise restaurants and faith-based ministries, as well as supporting the banking needs of the Information Services segment. The Company's bank subsidiary, Cass Commercial Bank, supports its payment operations. It operates in the Industrials sector (SERVICES-BUSINESS SERVICES, NEC industry).

Cass Information Systems Inc is a good buy right now, primarily driven by its current price of $54.68, which is below the analyst price target of $61, indicating a potential upside of 11.9%. Additionally, the company has a strong gross margin of 92.56%, which suggests robust profitability. However, the main risk is the recent earnings miss with a reported EPS of $0.71, slightly below the estimate of $0.72, reflecting some pressure on profitability.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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