Pathward Financial Inc

Pathward Financial Inc (CASH) Stock Analysis

$81.500

-0.049 (-0.06%)At close

Loading chart…
High
82.400
Open
81.800
VWAP
81.70
Vol
203.02K
Mkt Cap
1.42B
Low
81.200
Amount
16.59M
EV/EBITDA, TTM
7.63

Pathward Financial, Inc. is a financial holding company. The Company operates through its subsidiary Pathward, National Association (the Bank). The Bank operates through three segments: Consumer, Commercial, and Corporate Services/Other. Its commercial finance solution includes working capital, equipment finance and structured finance. Its partner solutions include issuing, acquiring, digital payments, financial institution solutions, credit solutions, professional tax solutions, and others. The corporate services/other segment includes certain shared services as well as treasury related functions, such as the investment portfolio, warehouse finance, wholesale deposit, and borrowings. The Company serves industries such as manufacturing, staffing, renewable energy, insurance, logistics, oil and gas services, construction and distribution and others. Its equipment financing options are designed to help businesses across all industries efficiently invest in new assets.

AI analysis of Pathward Financial Inc (CASH)

hold

Pathward Financial Inc is not a strong buy right now due to recent performance misses and increased credit risks. The current price is $81.50, which is below the lowered analyst price targets of $105 and $97. The RSI is at 20.231, indicating the stock is oversold, but the recent earnings report showed a significant EPS miss of 29.74%, which raises concerns about future performance.

Analyst Ratings (4)

+7.98% upside
Buy
4 Buy
0 Hold
0 Sell
Current: 81.50
Low
88.00
Average
88.00
High
88.00

Piper Sandler

2026-07-23

Price Target

$105

Overweight

Keefe Bruyette

2026-07-23

Price Target

$97

Outperform

Keefe Bruyette

2026-04-23

Price Target

$108

Outperform

Piper Sandler

2026-03-12

Price Target

$107

Strong Buy

Keefe Bruyette

2026-01-23

Price Target

$100

Outperform

Valuation Metrics

The current forward P/E ratio for Pathward Financial Inc (CASH) is 11.24, compared to its 5-year average forward P/E of 9.20.

Forward P/E

Overvalued
5Y Average P/E
9.20
Current P/E
11.24
Overvalued
11.15
Undervalued
7.25

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
0.82
Current EV/EBITDA
7.63
Overvalued
3.00
Undervalued
-1.35

Forward P/S

Fair
5Y Average P/S
2.09
Current P/S
1.96
Overvalued
2.54
Undervalued
1.64

Alphio AI Price Scenarios for CASH

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CASH

$78.14

Scenario price

B

Base

Base · 50%CASH

$77.60

Scenario price

B

Bear

Bear · 25%CASH

$70.61

Scenario price

Events Timeline

2026-08-05 (ET)

08:30:00

Pathward Financial Extends Partnership with TabaPay to 2031

2026-04-22 (ET)

16:20:00

Company Reports Q2 Revenue of $276.3 Million

2026-01-22 (ET)

16:10:00

Company Reports Q1 Revenue of $173.1M

2025-11-06 (ET)

09:58:28

Pathward Financial Collaborates with Upstart to Provide Personal Loans

2025-10-21 (ET)

16:10:57

Pathward Financial Announces Q4 EPS of $1.69, Exceeding Estimates of $1.38

News

CASH FAQ — answered by Alphio AI

Pathward Financial, Inc. is a financial holding company. The Company operates through its subsidiary Pathward, National Association (the Bank). The Bank operates through three segments: Consumer, Commercial, and Corporate Services/Other. Its commercial finance solution includes working capital, equipment finance and structured finance. Its partner solutions include issuing, acquiring, digital payments, financial institution solutions, credit solutions, professional tax solutions, and others. The corporate services/other segment includes certain shared services as well as treasury related functions, such as the investment portfolio, warehouse finance, wholesale deposit, and borrowings. The Company serves industries such as manufacturing, staffing, renewable energy, insurance, logistics, oil and gas services, construction and distribution and others. Its equipment financing options are designed to help businesses across all industries efficiently invest in new assets. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Pathward Financial Inc is not a strong buy right now due to recent performance misses and increased credit risks. The current price is $81.50, which is below the lowered analyst price targets of $105 and $97. The RSI is at 20.231, indicating the stock is oversold, but the recent earnings report showed a significant EPS miss of 29.74%, which raises concerns about future performance.

4 analysts cover CASH: 4 rate it Buy, 0 Hold and 0 Sell. The average price target is 88.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

Get Started