Pathward Financial Inc

Pathward Financial Inc (CASH) Stock Analysis

$71.850

-0.424 (-0.59%)At close

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High
73.421
Open
72.880
VWAP
72.31
Volume
182.06K
Mkt Cap
1.42B
Low
71.645
Amount
13.16M
EV/EBITDA, TTM
6.79

Pathward Financial, Inc. is a financial holding company. The Company operates through its subsidiary Pathward, National Association (the Bank). The Bank operates through three segments: Consumer, Commercial, and Corporate Services/Other. Its commercial finance solution includes working capital, equipment finance and structured finance. Its partner solutions include issuing, acquiring, digital payments, financial institution solutions, credit solutions, professional tax solutions, and others. The corporate services/other segment includes certain shared services as well as treasury related functions, such as the investment portfolio, warehouse finance, wholesale deposit, and borrowings. The Company serves industries such as manufacturing, staffing, renewable energy, insurance, logistics, oil and gas services, construction and distribution and others. Its equipment financing options are designed to help businesses across all industries efficiently invest in new assets.

AI analysis of Pathward Financial Inc (CASH)

Hold

Pathward Financial Inc is currently not a strong buy due to its low RSI of 37.327, indicating it is nearing oversold territory, and a recent earnings miss where EPS was reported at $1.37, falling 29.6% short of the expected $1.95. However, the forward P/E ratio of 11.236 suggests potential for future growth, especially with analysts maintaining a positive outlook and a price target of $90 from Keefe Bruyette.

Analyst Ratings (4)

+22.48% upside
Buy
4 Buy
0 Hold
0 Sell
Current: 71.85
Low
88.00
Average
88.00
High
88.00

Keefe Bruyette

2026-10-08

Price Target

$90

Outperform

Piper Sandler

2026-07-23

Price Target

$105

Overweight

Keefe Bruyette

2026-07-23

Price Target

$97

Outperform

Keefe Bruyette

2026-04-23

Price Target

$108

Outperform

Piper Sandler

2026-03-12

Price Target

$107

Strong Buy

Valuation Metrics

The current forward P/E ratio for Pathward Financial Inc (CASH) is 11.24, compared to its 5-year average forward P/E of 9.19.

Forward P/E

Overvalued
5Y Average P/E
9.19
Current P/E
11.24
Overvalued
11.12
Undervalued
7.26

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.01
Current EV/EBITDA
6.79
Overvalued
3.39
Undervalued
-1.38

Forward P/S

Fair
5Y Average P/S
2.06
Current P/S
1.74
Overvalued
2.49
Undervalued
1.64

Alphio AI Price Scenarios for CASH

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CASH

$78.14

Scenario price

B

Base

Base · 50%CASH

$77.60

Scenario price

B

Bear

Bear · 25%CASH

$70.61

Scenario price

Events Timeline

2026-10-08 (ET)

08:30:00

Pathward Financial Extends Partnership with Clair

2026-08-05 (ET)

08:30:00

Pathward Financial Extends Partnership with TabaPay to 2031

2026-04-22 (ET)

16:20:00

Company Reports Q2 Revenue of $276.3 Million

2026-01-22 (ET)

16:10:00

Company Reports Q1 Revenue of $173.1M

2025-11-06 (ET)

09:58:28

Pathward Financial Collaborates with Upstart to Provide Personal Loans

News

CASH FAQ — answered by Alphio AI

Pathward Financial, Inc. is a financial holding company. The Company operates through its subsidiary Pathward, National Association (the Bank). The Bank operates through three segments: Consumer, Commercial, and Corporate Services/Other. Its commercial finance solution includes working capital, equipment finance and structured finance. Its partner solutions include issuing, acquiring, digital payments, financial institution solutions, credit solutions, professional tax solutions, and others. The corporate services/other segment includes certain shared services as well as treasury related functions, such as the investment portfolio, warehouse finance, wholesale deposit, and borrowings. The Company serves industries such as manufacturing, staffing, renewable energy, insurance, logistics, oil and gas services, construction and distribution and others. Its equipment financing options are designed to help businesses across all industries efficiently invest in new assets. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Pathward Financial Inc is currently not a strong buy due to its low RSI of 37.327, indicating it is nearing oversold territory, and a recent earnings miss where EPS was reported at $1.37, falling 29.6% short of the expected $1.95. However, the forward P/E ratio of 11.236 suggests potential for future growth, especially with analysts maintaining a positive outlook and a price target of $90 from Keefe Bruyette.

4 analysts cover CASH: 4 rate it Buy, 0 Hold and 0 Sell. The average price target is 88.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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