Banco Santander Chile (BSAC) News & EventsBSACBanco Santander Chile

Company Reports Q2 CET1 Capital Ratio of 11.1%

Reports Q2 CET1 capital ratio 11.1%. The company said, "The strategy of strengthening digital products has led to continued growth in our customer base, reaching over 4.8 million customers, of which 2.7 million are active. The Bank's market share in current accounts remained strong, reaching 20.8% as of May 2026. Furthermore, increased use of digital platforms continued to drive fee income, with YoY growth of 10% in mutual fund brokerage and 26.6% in insurance brokerage. As a result, the recurrence ratio9 increased from 61.9% YTD10 to June 2025 to 64.1% YTD to June 2026, demonstrating that almost two-thirds of the Bank's expenses are funded by customer-generated fees."

Santander Chile announces Q3 earnings per share of $4.23

As of September 30, 2025, the Bank's net income attributable to shareholders totaled $798 billion, $4.23 per share and $1.76 per ADR, representing a 37.3% increase YoY, with an ROAE of 24.0% in 9M25 compared to a ROAE of 18.2% in 9M245. The increase in results is explained by growth in the Bank's main revenue lines. Operating income increased 14.8% YoY, driven by a better interest and readjustment margin and higher fees and results from financial transactions. Net interest income and readjustments accrued as of September 30, 2025, increased 16.6% compared to the same period in 2024. This increase in NII was due to higher net interest income due to the impact of a lower monetary policy rate on our funding cost, which fell from 4.8% to 3.8% in 9M25. As a result, the NIM improved from 3.4% in 9M24 to 4.0% in 9M25. CET1 ratio remains at a solid 10.8% at the end of September 2025, and the overall Basel III ratio stands at 16.7%. The Bank's capital includes a dividend payout provision for 60% of 2025 earnings to date.

Santander Chile reports Q2 EPS $2.92

CET1 ratio rose to 10.9% by the end of June 2025, and the overall Basel III ratio12 will reach 17.0%. The Bank's capital includes a provision for 60% of 2025 earnings to date. NIM increased from 3.1% in 2Q24 to 4.1% in 1Q25 and remained at 4.1% in 2Q25.