BankUnited, Inc.

BankUnited, Inc. (BKU) Stock Analysis

$43.450

+0.291 (+0.67%)At close

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High
43.570
Open
43.500
VWAP
43.33
Volume
698.41K
Mkt Cap
2.13B
Low
42.970
Amount
30.26M
EV/EBITDA, TTM
10.41

BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank, with operations in Florida, New York, Dallas, Atlanta, Morristown, New Jersey, and Charlotte, North Carolina. It provides a full range of consumer and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions, and offers certain commercial lending and deposit products through national platforms. Its commercial loans include secured and unsecured lines of credit, formula-based lines of credit, equipment loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, SBA and USDA product offerings, Export-Import Bank financing products, trade finance and business acquisition finance credit facilities. It offers commercial and retail deposit products across its primary geographic footprint and certain commercial deposit, payments and treasury management products and services nationally.

AI analysis of BankUnited, Inc. (BKU)

Hold

BankUnited Inc is currently a hold due to mixed signals in its performance and analyst ratings. The stock is priced at $43.57, which is below the average analyst price target of $49, indicating potential upside. However, the recent downgrade in price targets by multiple analysts, including RBC Capital and Raymond James, suggests caution. Additionally, the RSI of 65.971 indicates that the stock is nearing overbought territory, which may limit short-term gains. The main risk is the 6.3% increase in expenses that has recently eroded profits, alongside a decline in deposits from $29.4 billion to $28.9 billion, highlighting challenges in maintaining growth.

Analyst Ratings (14)

+9.32% upside
Buy
8 Buy
4 Hold
2 Sell
Current: 43.45
Low
42.00
Average
47.50
High
55.00

RBC Capital

2026-10-09

Price Target

$49

Sector Perform

Raymond James

2026-10-06

Price Target

$49

Outperform

Piper Sandler

2026-10-02

Price Target

$47

Neutral

Wells Fargo

2026-09-29

Price Target

$474

Equal Weight

Citi

2026-09-22

Price Target

$42

Sell

Valuation Metrics

The current forward P/E ratio for BankUnited, Inc. (BKU) is 9.84, compared to its 5-year average forward P/E of 10.36.

Forward P/E

Fair
5Y Average P/E
10.36
Current P/E
9.84
Overvalued
11.88
Undervalued
8.85

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
2.28
Current EV/EBITDA
10.41
Overvalued
7.68
Undervalued
-3.12

Forward P/S

Fair
5Y Average P/S
2.58
Current P/S
2.59
Overvalued
3.15
Undervalued
2.01

Alphio AI Price Scenarios for BKU

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%BKU

$37.38

Scenario price

B

Base

Base · 50%BKU

$33.49

Scenario price

B

Bear

Bear · 25%BKU

$31.98

Scenario price

Whales holding BKU

B

BW Gestao de Investimentos Ltda.

+ HoldingBKU

-1.38%

3M Return

Events Timeline

2026-10-21 (ET)

07:00:00

Net Interest Margin Rises to 3.16%, Strong Performance

2026-10-12 (ET)

15:30:00

Goldman Sachs, JPMorgan, and Others to Report Earnings on October 13

2026-07-22 (ET)

09:00:00

Nasdaq Futures Decline as Investors Remain Cautious

News

BKU FAQ — answered by Alphio AI

BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank, with operations in Florida, New York, Dallas, Atlanta, Morristown, New Jersey, and Charlotte, North Carolina. It provides a full range of consumer and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions, and offers certain commercial lending and deposit products through national platforms. Its commercial loans include secured and unsecured lines of credit, formula-based lines of credit, equipment loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, SBA and USDA product offerings, Export-Import Bank financing products, trade finance and business acquisition finance credit facilities. It offers commercial and retail deposit products across its primary geographic footprint and certain commercial deposit, payments and treasury management products and services nationally. It operates in the Financials sector (SAVINGS INSTITUTION, FEDERALLY CHARTERED industry).

BankUnited Inc is currently a hold due to mixed signals in its performance and analyst ratings. The stock is priced at $43.57, which is below the average analyst price target of $49, indicating potential upside. However, the recent downgrade in price targets by multiple analysts, including RBC Capital and Raymond James, suggests caution. Additionally, the RSI of 65.971 indicates that the stock is nearing overbought territory, which may limit short-term gains. The main risk is the 6.3% increase in expenses that has recently eroded profits, alongside a decline in deposits from $29.4 billion to $28.9 billion, highlighting challenges in maintaining growth.

14 analysts cover BKU: 8 rate it Buy, 4 Hold and 2 Sell. The average price target is 47.50.

Community

More ↗
ComfyMempool6 days ago

$BKU Q3 '26 Earnings Results & Recap • Reported GAAP EPS of $1.03, up 9.57% YoY • Reported revenue of $278.72M, up 1.10% YoY

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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