BankUnited, Inc.

BankUnited, Inc. (BKU) Stock Analysis

$41.940

-0.071 (-0.17%)At close

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High
42.630
Open
42.140
VWAP
42.07
Volume
1.07M
Mkt Cap
2.13B
Low
41.655
Amount
44.95M
EV/EBITDA, TTM
9.69

BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank, with operations in Florida, New York, Dallas, Atlanta, Morristown, New Jersey, and Charlotte, North Carolina. It provides a full range of consumer and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions, and offers certain commercial lending and deposit products through national platforms. Its commercial loans include secured and unsecured lines of credit, formula-based lines of credit, equipment loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, SBA and USDA product offerings, Export-Import Bank financing products, trade finance and business acquisition finance credit facilities. It offers commercial and retail deposit products across its primary geographic footprint and certain commercial deposit, payments and treasury management products and services nationally.

AI analysis of BankUnited, Inc. (BKU)

Sell

BankUnited Inc is not a good buy right now due to its current price of $42.28, which is below the average analyst price target of $49. Additionally, the RSI is at 34.321, indicating that the stock is oversold, and the forward P/E ratio is 9.8425, suggesting that it may be undervalued. However, the recent insider selling and declining deposit base pose significant risks, with a 6.3% increase in expenses impacting profitability.

Analyst Ratings (14)

+13.26% upside
Buy
8 Buy
4 Hold
2 Sell
Current: 41.94
Low
42.00
Average
47.50
High
55.00

RBC Capital

2026-10-09

Price Target

$49

Sector Perform

Raymond James

2026-10-06

Price Target

$49

Outperform

Piper Sandler

2026-10-02

Price Target

$47

Neutral

Wells Fargo

2026-09-29

Price Target

$474

Equal Weight

Citi

2026-09-22

Price Target

$42

Sell

Valuation Metrics

The current forward P/E ratio for BankUnited, Inc. (BKU) is 9.84, compared to its 5-year average forward P/E of 10.38.

Forward P/E

Fair
5Y Average P/E
10.38
Current P/E
9.84
Overvalued
11.90
Undervalued
8.85

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
2.23
Current EV/EBITDA
9.69
Overvalued
7.61
Undervalued
-3.15

Forward P/S

Fair
5Y Average P/S
2.59
Current P/S
2.41
Overvalued
3.17
Undervalued
2.01

Alphio AI Price Scenarios for BKU

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%BKU

$37.38

Scenario price

B

Base

Base · 50%BKU

$33.49

Scenario price

B

Bear

Bear · 25%BKU

$31.98

Scenario price

Whales holding BKU

B

BW Gestao de Investimentos Ltda.

+ HoldingBKU

+2.45%

3M Return

B

Bridgeway Capital Management, LLC

+ HoldingBKU

+1.94%

3M Return

C

Cramer Rosenthal McGlynn LLC

+ HoldingBKU

-10.12%

3M Return

BKU FAQ — answered by Alphio AI

BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank, with operations in Florida, New York, Dallas, Atlanta, Morristown, New Jersey, and Charlotte, North Carolina. It provides a full range of consumer and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions, and offers certain commercial lending and deposit products through national platforms. Its commercial loans include secured and unsecured lines of credit, formula-based lines of credit, equipment loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, SBA and USDA product offerings, Export-Import Bank financing products, trade finance and business acquisition finance credit facilities. It offers commercial and retail deposit products across its primary geographic footprint and certain commercial deposit, payments and treasury management products and services nationally. It operates in the Financials sector (SAVINGS INSTITUTION, FEDERALLY CHARTERED industry).

BankUnited Inc is not a good buy right now due to its current price of $42.28, which is below the average analyst price target of $49. Additionally, the RSI is at 34.321, indicating that the stock is oversold, and the forward P/E ratio is 9.8425, suggesting that it may be undervalued. However, the recent insider selling and declining deposit base pose significant risks, with a 6.3% increase in expenses impacting profitability.

14 analysts cover BKU: 8 rate it Buy, 4 Hold and 2 Sell. The average price target is 47.50.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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