Business First Bancshares Inc

Business First Bancshares Inc (BFST) Stock Analysis

$31.210

-0.019 (-0.06%)At close

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High
31.480
Open
31.220
VWAP
31.30
Vol
177.40K
Mkt Cap
536.06M
Low
31.200
Amount
5.55M
EV/EBITDA, TTM
7.43

Business First Bancshares, Inc., through its banking subsidiary b1BANK, operates banking centers and loan production offices in markets across Louisiana and Texas, providing commercial and personal banking products and services. The Company's personal banking products and services include personal checking, personal savings, digital banking, long term savings, personal lending and additional services. Its commercial products and services include commercial checking, commercial savings, commercial lending, online banking, and treasury management. The Company's wealth management products and services include investments, financial planning, and insurance. It also provides private client banking products and services. Its personal checking products include MAX Checking and FLEX Checking. Its personal savings products include MAX Money Market, FLEX Savings and AIM Savings. Its commercial checking products include Essential Business Checking, Aspire Checking, and MAX Business Checking.

AI analysis of Business First Bancshares Inc (BFST)

hold

Business First Bancshares Inc is currently priced at $31.21, which is below the average analyst price target of $36, indicating potential upside. However, the RSI is at 38.88, suggesting it is nearing oversold territory, which could lead to a short-term bounce. The forward P/E ratio of 9.68 indicates that the stock is undervalued relative to its earnings potential, but insider selling has increased by 178.64%, raising concerns about insider confidence. Given these factors, it may be prudent to hold rather than buy at this time, as the stock's recent performance has been mixed with a 20.60% year-to-date gain but a 1.92% decline over the past 20 days.

Analyst Ratings (1)

+3.59% upside
Buy
1 Buy
0 Hold
0 Sell
Current: 31.21
Low
31.00
Average
32.33
High
34.00

DA Davidson

2026-01-26

Price Target

$33

Buy

Raymond James

2026-01-07

Price Target

$31

Outperform

DA Davidson

2025-11-25

Price Target

$32

Buy

DA Davidson

2025-07-29

Price Target

$32

Buy

DA Davidson

2025-07-09

Price Target

$31

Buy

Valuation Metrics

The current forward P/E ratio for Business First Bancshares Inc (BFST) is 9.68, compared to its 5-year average forward P/E of 9.53.

Forward P/E

Fair
5Y Average P/E
9.53
Current P/E
9.68
Overvalued
10.86
Undervalued
8.19

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.04
Current EV/EBITDA
7.43
Overvalued
3.87
Undervalued
-1.79

Forward P/S

Overvalued
5Y Average P/S
2.19
Current P/S
2.58
Overvalued
2.49
Undervalued
1.89

Alphio AI Price Scenarios for BFST

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%BFST

$38.46

Scenario price

B

Base

Base · 50%BFST

$32.14

Scenario price

B

Bear

Bear · 25%BFST

$26.50

Scenario price

Events Timeline

2026-07-23 (ET)

16:30:00

Business First Reports Q2 Credit Loss Provision of $2M

2026-07-07 (ET)

16:30:00

Business First Bancshares Acquires American Planning

2026-04-27 (ET)

08:20:00

b1BANK Reports Q1 Tangible Book Value of $23.18

2026-01-22 (ET)

16:50:00

Business First Reports Q4 Credit Loss Provision of $3.1M

2026-01-05 (ET)

09:10:00

Business First Bancshares Completes Acquisition of Progressive Bancorp

News

BFST FAQ — answered by Alphio AI

Business First Bancshares, Inc., through its banking subsidiary b1BANK, operates banking centers and loan production offices in markets across Louisiana and Texas, providing commercial and personal banking products and services. The Company's personal banking products and services include personal checking, personal savings, digital banking, long term savings, personal lending and additional services. Its commercial products and services include commercial checking, commercial savings, commercial lending, online banking, and treasury management. The Company's wealth management products and services include investments, financial planning, and insurance. It also provides private client banking products and services. Its personal checking products include MAX Checking and FLEX Checking. Its personal savings products include MAX Money Market, FLEX Savings and AIM Savings. Its commercial checking products include Essential Business Checking, Aspire Checking, and MAX Business Checking. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Business First Bancshares Inc is currently priced at $31.21, which is below the average analyst price target of $36, indicating potential upside. However, the RSI is at 38.88, suggesting it is nearing oversold territory, which could lead to a short-term bounce. The forward P/E ratio of 9.68 indicates that the stock is undervalued relative to its earnings potential, but insider selling has increased by 178.64%, raising concerns about insider confidence. Given these factors, it may be prudent to hold rather than buy at this time, as the stock's recent performance has been mixed with a 20.60% year-to-date gain but a 1.92% decline over the past 20 days.

1 analysts cover BFST: 1 rate it Buy, 0 Hold and 0 Sell. The average price target is 32.33.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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