Bank First Corp

Bank First Corp (BFC) Stock Analysis

$147.700

+0.738 (+0.50%)At close

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High
150.145
Open
147.590
VWAP
148.47
Volume
38.72K
Mkt Cap
818.91M
Low
147.550
Amount
5.75M
EV/EBITDA, TTM
7.97

Bank First Corporation provides financial services through its subsidiary, Bank First, N.A. (the Bank). The Bank is a full-service community bank, offering business and retail products and services in communities throughout Wisconsin and Illinois. The Bank serves businesses, professionals and consumers with a variety of financial services, including retail and commercial banking. The Bank's products include checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking and mobile banking. It also provides a variety of loans to individuals for personal and household purposes, including secured and unsecured installment loans and revolving lines of credit. It offers a number of in-house mortgage products, including adjustable-rate mortgages.

AI analysis of Bank First Corp (BFC)

Hold

Bank First Corp is currently not a strong buy due to its low RSI of 26.9 indicating oversold conditions, and a recent 5-day price drop of 4.71%. However, the forward P/E ratio of 5.81 suggests potential value if earnings improve. The main risk is the negative sentiment reflected in the 8.2% cut to current year earnings estimates, which could pressure the stock further.

Valuation Metrics

The current forward P/E ratio for Bank First Corp (BFC) is 5.81, compared to its 5-year average forward P/E of 12.47.

Forward P/E

Strongly Undervalued
5Y Average P/E
12.47
Current P/E
5.81
Overvalued
15.72
Undervalued
9.23

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.96
Current EV/EBITDA
7.97
Overvalued
6.82
Undervalued
-2.91

Forward P/S

Fair
5Y Average P/S
5.19
Current P/S
4.75
Overvalued
5.80
Undervalued
4.58

Alphio AI Price Scenarios for BFC

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%BFC

$138.31

Scenario price

B

Base

Base · 50%BFC

$110.70

Scenario price

B

Bear

Bear · 25%BFC

$110.50

Scenario price

Whales holding BFC

M

Merit Financial Group, LLC

+ HoldingBFC

+3.57%

3M Return

Events Timeline

2026-05-19 (ET)

17:40:00

Bank First to Acquire Peoples State Bank in $202.9M All-Stock Deal

2026-04-16 (ET)

16:20:00

Bank First Completes Acquisition of Centre 1 Bancorp, Q1 Net Interest Income Rises

2026-01-22 (ET)

16:10:00

Bank First Reports 4.01% Net Interest Margin in Q4

2026-01-02 (ET)

09:50:00

Bank First Completes Acquisition of Centre 1 Bancorp, Assets Reach $6 Billion

2025-10-21 (ET)

16:13:48

Bank First announces Q3 non-GAAP EPS of $5.42, up from $4.71 last year

News

BFC FAQ — answered by Alphio AI

Bank First Corporation provides financial services through its subsidiary, Bank First, N.A. (the Bank). The Bank is a full-service community bank, offering business and retail products and services in communities throughout Wisconsin and Illinois. The Bank serves businesses, professionals and consumers with a variety of financial services, including retail and commercial banking. The Bank's products include checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking and mobile banking. It also provides a variety of loans to individuals for personal and household purposes, including secured and unsecured installment loans and revolving lines of credit. It offers a number of in-house mortgage products, including adjustable-rate mortgages. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Bank First Corp is currently not a strong buy due to its low RSI of 26.9 indicating oversold conditions, and a recent 5-day price drop of 4.71%. However, the forward P/E ratio of 5.81 suggests potential value if earnings improve. The main risk is the negative sentiment reflected in the 8.2% cut to current year earnings estimates, which could pressure the stock further.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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