Arrow Financial Corp (AROW) FinancialsAROWFinancialArrow Financial Corp

Evaluating the bottom line, Arrow Financial Corp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 31.66%, while the net margin is 24.98%. These profitability ratios, combined with a Return on Equity (ROE) of 11.97%, provide a clear picture of how effectively AROW converts its operational activities into shareholder value.

In the context of the broader market, AROW competes directly with industry leaders such as CBNK and ALRS. With a market capitalization of $706.87M, it holds a significant position in the sector. When comparing efficiency, AROW's gross margin of N/A stands against CBNK's N/A and ALRS's N/A. Such benchmarking helps identify whether Arrow Financial Corp is trading at a premium or discount relative to its financial performance.

Arrow Financial has shown consistent revenue growth, with Q2 2026 revenue at $44.19 million, up 10.1% year-over-year. However, net income for Q2 2026 decreased to $10.96 million from $10.81 million in the previous year, indicating potential profitability challenges. The forward P/E ratio is 13.00, suggesting the stock is reasonably valued compared to its earnings potential.