Unum Group

Unum Group (UNM) Stock Analysis

$93.050

+0.605 (+0.65%)At close

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High
93.450
Open
92.910
VWAP
92.81
Vol
1.55M
Mkt Cap
9.60B
Low
91.940
Amount
143.53M
EV/EBITDA, TTM
11.51

Unum Group is a provider of financial protection benefits in the United States and the United Kingdom. The Company offers disability, life, accident, critical illness, dental and vision, and other related services. Its segments include Unum US, Unum International, and Colonial Life. The Unum US segment comprises group disability, group life and accidental death and dismemberment, and supplemental and voluntary lines of business. It includes long-term and short-term disability, medical stop-loss, and fee-based service products. The Unum International segment includes insurance for group long-term disability, group life, and supplemental lines of business which include dental, individual disability, and critical illness products. The Colonial Life segment includes the accident, sickness, and disability product line, life product line, and cancer and critical illness product line. Its products are marketed to employees, on both a group and an individual basis.

AI analysis of Unum Group (UNM)

buy

Unum Group appears to be a good buy right now due to its current price of $93.05 being below the analyst price target range of $92 to $106, indicating potential upside. Additionally, the company has shown strong revenue growth with Q2 revenue of $3.37 billion, exceeding expectations, and a robust forward P/E ratio of 8.22, suggesting it is undervalued relative to its earnings potential. However, the main risk is the cautious full-year guidance for EPS set at $8.60 to $8.90, which is below the consensus midpoint of $8.78, indicating potential volatility ahead.

Analyst Ratings (13)

+1.02% upside
Hold
3 Buy
7 Hold
3 Sell
Current: 93.05
Low
85.00
Average
94.00
High
115.00

Morgan Stanley

2026-08-24

Price Target

$92

Equal Weight

JPMorgan

2026-08-03

Price Target

$98

Neutral

JPMorgan

2026-07-21

Price Target

$101

Neutral

BofA

2026-07-15

Price Target

$88

Neutral

Evercore ISI

2026-07-07

Price Target

$106

Outperform

Valuation Metrics

The current forward P/E ratio for Unum Group (UNM) is 8.22, compared to its 5-year average forward P/E of 6.84.

Forward P/E

Overvalued
5Y Average P/E
6.84
Current P/E
8.22
Overvalued
8.14
Undervalued
5.55

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.66
Current EV/EBITDA
11.51
Overvalued
5.93
Undervalued
-2.61

Forward P/S

Overvalued
5Y Average P/S
0.78
Current P/S
1.16
Overvalued
0.98
Undervalued
0.58

Alphio AI Price Scenarios for UNM

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%UNM

$74.58

Scenario price

B

Base

Base · 50%UNM

$70.49

Scenario price

B

Bear

Bear · 25%UNM

$65.02

Scenario price

Whales holding UNM

A

Algebris (UK) Limited

+ HoldingUNM

+13.05%

3M Return

D

Donald Smith & Co., Inc.

+ HoldingUNM

+13.02%

3M Return

T

TOMS Capital Investment Management LP

+ HoldingUNM

+2.82%

3M Return

W

Woodline Partners LP

+ HoldingUNM

+2.02%

3M Return

J

Jain Global LLC

+ HoldingUNM

+1.40%

3M Return

I

Interval Partners, LP

+ HoldingUNM

-2.40%

3M Return

Events Timeline

2026-08-26 (ET)

16:30:00

Unum Group Approves New Share Repurchase Program of $1 Billion

2026-07-28 (ET)

16:30:00

Unum Group Sees FY26 Adjusted EPS $8.60-$8.90

16:30:00

Company Reports Q2 Revenue of $3.37B

2026-07-06 (ET)

06:30:00

Fortitude Re Signs $3.8B Reinsurance Deal

06:30:00

Unum Group Enters $3.8B LTC Insurance Agreement with Fortitude Re

News

UNM FAQ — answered by Alphio AI

Unum Group is a provider of financial protection benefits in the United States and the United Kingdom. The Company offers disability, life, accident, critical illness, dental and vision, and other related services. Its segments include Unum US, Unum International, and Colonial Life. The Unum US segment comprises group disability, group life and accidental death and dismemberment, and supplemental and voluntary lines of business. It includes long-term and short-term disability, medical stop-loss, and fee-based service products. The Unum International segment includes insurance for group long-term disability, group life, and supplemental lines of business which include dental, individual disability, and critical illness products. The Colonial Life segment includes the accident, sickness, and disability product line, life product line, and cancer and critical illness product line. Its products are marketed to employees, on both a group and an individual basis. It operates in the Financials sector (ACCIDENT & HEALTH INSURANCE industry).

Unum Group appears to be a good buy right now due to its current price of $93.05 being below the analyst price target range of $92 to $106, indicating potential upside. Additionally, the company has shown strong revenue growth with Q2 revenue of $3.37 billion, exceeding expectations, and a robust forward P/E ratio of 8.22, suggesting it is undervalued relative to its earnings potential. However, the main risk is the cautious full-year guidance for EPS set at $8.60 to $8.90, which is below the consensus midpoint of $8.78, indicating potential volatility ahead.

13 analysts cover UNM: 3 rate it Buy, 7 Hold and 3 Sell. The average price target is 94.00.

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