Marqeta Inc

Marqeta Inc (MQ) Stock Analysis

$16.470

+0.264 (+1.60%)At close

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High
16.600
Open
16.180
VWAP
16.41
Vol
855.70K
Mkt Cap
2.76B
Low
16.170
Amount
14.04M
EV/EBITDA, TTM
31.88

Marqeta, Inc. is engaged in providing modern card issuing platform empowers its customers to create customized and payment card programs. The Company provides a single, global, cloud-based, open application programming interface (API) platform for modern card issuing and transaction processing. It works with companies in a range of different configurations, such as Managed By Marqeta and Powered By Marqeta. With Managed By Marqeta, the Company provides an issuing bank partner to act as the bank identification number; sponsor for the customer’s card program; manages the customer’s card program on behalf of the issuing bank, and provides a full range of services, including configuring many of the critical resources required by a customer’s production environment. With Powered By Marqeta, it provides payment processing, and assists with certain configuration elements that enable the customer to use the platform independently.

AI analysis of Marqeta Inc (MQ)

hold

Marqeta Inc is currently priced at $16.47, which is below the analyst price target of $18 to $19, suggesting potential upside. However, the stock has a high forward P/E ratio of 59.52, indicating that it may be overvalued compared to its earnings potential. Additionally, insider selling has increased by 381.89% recently, which raises concerns about the company's short-term outlook. Given these factors, it may be prudent to hold rather than buy at this time.

Valuation Metrics

The current forward P/E ratio for Marqeta Inc (MQ) is 59.52, compared to its 5-year average forward P/E of 0.13.

Forward P/E

Fair
5Y Average P/E
0.13
Current P/E
59.52
Overvalued
217.57
Undervalued
-217.31

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
15.19
Current EV/EBITDA
31.88
Overvalued
231.42
Undervalued
-201.04

Forward P/S

Fair
5Y Average P/S
5.78
Current P/S
2.09
Overvalued
10.63
Undervalued
0.93

Alphio AI Price Scenarios for MQ

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%MQ

$6.50

Scenario price

B

Base

Base · 50%MQ

$5.36

Scenario price

B

Bear

Bear · 25%MQ

$4.17

Scenario price

Whales holding MQ

S

Southpoint Capital Advisors LP

+ HoldingMQ

+11.41%

3M Return

N

North Reef Capital Management LP

+ HoldingMQ

+8.97%

3M Return

N

Novo Holdings A/S

+ HoldingMQ

+3.60%

3M Return

U

Uber Technologies, Inc.

+ HoldingMQLIME

-12.30%

3M Return

Events Timeline

2026-08-25 (ET)

09:30:00

Marqeta Appoints Eugenia Gibbons as Chief Product Officer

2026-08-11 (ET)
2026-08-06 (ET)

12:30:00

Marqeta Expands Partnership with Google to Provide Google Wallet for Minors

2026-08-05 (ET)

09:00:00

Riskified Partners with Marqeta to Enhance Risk Intelligence

2026-07-22 (ET)

09:30:00

Marqeta Partners with Zerohash to Integrate Stablecoin Infrastructure

News

MQ FAQ — answered by Alphio AI

Marqeta, Inc. is engaged in providing modern card issuing platform empowers its customers to create customized and payment card programs. The Company provides a single, global, cloud-based, open application programming interface (API) platform for modern card issuing and transaction processing. It works with companies in a range of different configurations, such as Managed By Marqeta and Powered By Marqeta. With Managed By Marqeta, the Company provides an issuing bank partner to act as the bank identification number; sponsor for the customer’s card program; manages the customer’s card program on behalf of the issuing bank, and provides a full range of services, including configuring many of the critical resources required by a customer’s production environment. With Powered By Marqeta, it provides payment processing, and assists with certain configuration elements that enable the customer to use the platform independently. It operates in the Technology sector (SERVICES-PREPACKAGED SOFTWARE industry).

Marqeta Inc is currently priced at $16.47, which is below the analyst price target of $18 to $19, suggesting potential upside. However, the stock has a high forward P/E ratio of 59.52, indicating that it may be overvalued compared to its earnings potential. Additionally, insider selling has increased by 381.89% recently, which raises concerns about the company's short-term outlook. Given these factors, it may be prudent to hold rather than buy at this time.

Esta página es solo para investigación y no constituye asesoramiento de inversión. Los modelos pueden equivocarse. El rendimiento pasado no garantiza resultados futuros.

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