QCR Holdings Inc (QCRH) Stock AnalysisQCRHQCR Holdings Inc

QCR Holdings, Inc. is a multi-bank holding company. The Company serves the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield communities through its subsidiary banks. It provides full-service commercial and consumer banking and trust and asset management services through Quad City Bank & Trust, Cedar Rapids Bank & Trust, Community State Bank and Guaranty Bank. Additionally, it serves the Waterloo/Cedar Falls, Iowa community through Community Bank & Trust, a division of Cedar Rapids Bank & Trust Company. Its business consists of attracting deposits and investing those deposits in loans/leases and securities. It is also engaged in direct financing lease contracts and equipment financing agreements through m2, a subsidiary of QCBT based in Waukesha, Wisconsin. It also engages in wealth management services. It provides a range of commercial and retail lending/leasing and investment services to corporations, partnerships, individuals, and government agencies. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Currently, QCR Holdings Inc is not a strong buy. The stock is trading at $97.21, with a low RSI of 34.39, indicating it may be oversold. Despite a solid year-to-date change of +18.35% and a one-year change of +37.11%, recent performance shows a decline of -3.70% over the past five days. The forward P/E ratio is 12.20, suggesting it is reasonably valued compared to its earnings growth. However, the recent insider activity shows a significant stake reduction by Kennedy Capital Management, which may reflect declining confidence. The main risk is the muted annual net interest income growth projected to decline to 4.9% over the next year, which could impact future profitability.

7 analysts cover QCRH: 7 rate it Buy, 0 Hold and 0 Sell. The average price target is 90.00.