Capital City Bank Group Inc

Capital City Bank Group Inc (CCBG) Stock Analysis

$48.660

+0.496 (+1.02%)At close

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High
48.740
Open
47.850
VWAP
48.30
Volume
107.95K
Mkt Cap
470.34M
Low
47.510
Amount
5.21M
EV/EBITDA, TTM
8.73

Capital City Bank Group, Inc. is a financial holding company. The Company provides a full range of banking and banking-related services to individual and corporate clients through its wholly-owned subsidiary, Capital City Bank (the Bank). It provides a full range of banking services, including traditional deposit and credit services, mortgage banking, asset management, trust, merchant services, bankcards, securities brokerage services and financial advisory services, including the sale of life insurance, risk management, and asset protection services. The Company provides two principal services, including Banking Services and Wealth Management Services. It offers its customers access to retail investment products through LPL Financial, which includes a full line of retail securities products. The Bank has approximately 62 banking offices and 104 automated teller machines, ATMs/ interactive teller machines (ITMs) in Florida, Georgia, and Alabama.

www.ccbg.com

AI analysis of Capital City Bank Group Inc (CCBG)

Hold

Currently, Capital City Bank Group Inc (CCBG) is not a strong buy due to its low RSI of 28.602, indicating oversold conditions, and a recent price drop of 3.14% over the last five days. However, the forward P/E ratio of 10.0402 suggests potential value, and the company has shown stable earnings with a Q2 EPS of $0.95, beating expectations. The main risk is the declining loan balances, which could impact future revenue growth.

Analyst Ratings (5)

-3.41% Downside
Hold
0 Buy
4 Hold
1 Sell
Current: 48.66
Low
47.00
Average
47.00
High
47.00

Keefe Bruyette

2026-07-22

Price Target

$54

Market Perform

Brean Capital

2026-04-21

Price Target

—

Neutral

Keefe Bruyette

2026-04-21

Price Target

$50

Market Perform

Keefe Bruyette

2026-01-28

Price Target

$45

Market Perform

Keefe Bruyette

2025-07-23

Price Target

$45

Outperform

Valuation Metrics

The current forward P/E ratio for Capital City Bank Group Inc (CCBG) is 10.04, compared to its 5-year average forward P/E of 10.82.

Forward P/E

Fair
5Y Average P/E
10.82
Current P/E
10.04
Overvalued
12.27
Undervalued
9.38

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.37
Current EV/EBITDA
8.73
Overvalued
4.69
Undervalued
-1.96

Forward P/S

Overvalued
5Y Average P/S
2.41
Current P/S
3.09
Overvalued
2.78
Undervalued
2.04

Alphio AI Price Scenarios for CCBG

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CCBG

$34.69

Scenario price

B

Base

Base · 50%CCBG

$34.09

Scenario price

B

Bear

Bear · 25%CCBG

$27.27

Scenario price

Whales holding CCBG

H

Heartland Advisors, Inc.

+ HoldingCCBG

-1.42%

3M Return

Events Timeline

2026-07-21 (ET)

07:30:00

Company Reports Q2 Tangible Book Value per Share of $28.07

2026-04-20 (ET)

07:20:00

CEO States Strong Start to Year with 15% Earnings Growth

2026-01-27 (ET)

07:10:00

Capital City Bank Reports Record Earnings in 2025, Strong Shareholder Returns

2025-11-04 (ET)

07:46:03

Capital City Bank names Williams-Ronan as Chief Retail Officer

2025-10-21 (ET)

07:03:28

Capital City Bank announces Q3 earnings per share of 93 cents, surpassing consensus estimate of 87 cents.

News

CCBG FAQ — answered by Alphio AI

Capital City Bank Group, Inc. is a financial holding company. The Company provides a full range of banking and banking-related services to individual and corporate clients through its wholly-owned subsidiary, Capital City Bank (the Bank). It provides a full range of banking services, including traditional deposit and credit services, mortgage banking, asset management, trust, merchant services, bankcards, securities brokerage services and financial advisory services, including the sale of life insurance, risk management, and asset protection services. The Company provides two principal services, including Banking Services and Wealth Management Services. It offers its customers access to retail investment products through LPL Financial, which includes a full line of retail securities products. The Bank has approximately 62 banking offices and 104 automated teller machines, ATMs/ interactive teller machines (ITMs) in Florida, Georgia, and Alabama. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Currently, Capital City Bank Group Inc (CCBG) is not a strong buy due to its low RSI of 28.602, indicating oversold conditions, and a recent price drop of 3.14% over the last five days. However, the forward P/E ratio of 10.0402 suggests potential value, and the company has shown stable earnings with a Q2 EPS of $0.95, beating expectations. The main risk is the declining loan balances, which could impact future revenue growth.

5 analysts cover CCBG: 0 rate it Buy, 4 Hold and 1 Sell. The average price target is 47.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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