BILL Holdings, Inc.

BILL Holdings, Inc. (BILL) Stock Analysis

$46.920

+2.909 (+6.20%)At close

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High
46.930
Open
44.410
VWAP
46.09
Volume
1.74M
Mkt Cap
5.34B
Low
44.410
Amount
80.07M
EV/EBITDA, TTM
14.85

BILL Holdings, Inc. provides a financial operations platform for small and midsize businesses (SMBs). The Company offers software-as-a-service, cloud-based payments, and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve back-office efficiency. Its artificial intelligence (AI)-enabled financial software platform creates seamless connections between its customers, their suppliers, and their clients. Businesses on its platform generate and process invoices, streamline approvals, make and receive payments, manage employee expenses, sync with their accounting system, foster collaboration, and manage their cash flow. Its integrated platform also includes BILL Spend and Expense, its spend and expense management product, which provides a solution for businesses.

www.bill.com

AI analysis of BILL Holdings, Inc. (BILL)

Buy

BILL Holdings Inc is a good buy right now due to its current price of $44.83, which is significantly below the analyst price target of $52 to $60. The stock's RSI of 55.73 suggests it is not overbought, and the recent hedge fund buying activity has increased by 111.02%, indicating strong institutional interest. However, the main risk is the negative net income reported in Q4 2026, which was -18.48 million USD, showing ongoing profitability challenges.

Valuation Metrics

The current forward P/E ratio for BILL Holdings, Inc. (BILL) is 13.42, compared to its 5-year average forward P/E of -15.86.

Forward P/E

Fair
5Y Average P/E
-15.86
Current P/E
13.42
Overvalued
151.40
Undervalued
-183.12

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
60.92
Current EV/EBITDA
14.85
Overvalued
727.67
Undervalued
-605.83

Forward P/S

Fair
5Y Average P/S
9.50
Current P/S
1.87
Overvalued
20.43
Undervalued
-1.43

Alphio AI Price Scenarios for BILL

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%BILL

$56.70

Scenario price

B

Base

Base · 50%BILL

$55.80

Scenario price

B

Bear

Bear · 25%BILL

$50.51

Scenario price

Whales holding BILL

C

Contour Asset Management LLC

+ HoldingBILL

+9.63%

3M Return

S

Starboard Value LP

+ HoldingBILL

+4.04%

3M Return

S

Senvest Management, LLC

+ HoldingBILL

+3.85%

3M Return

G

Greenhouse Funds LLLP

+ HoldingBILL

+0.87%

3M Return

P

Par Capital Management, Inc.

+ HoldingBILL

-2.25%

3M Return

Events Timeline

2026-09-29 (ET)

10:00:00

BILL and Blackbaud Form Strategic Partnership to Simplify Accounts Payable Process

2026-08-19 (ET)

20:00:00

S&P 500 Edges Up, Western Digital Falls 7%

16:30:00

Bill Up 6% to $50.80 After Q4 Results and Guidance

16:30:00

Company Sees Q1 Revenue of $432.5M-$442.5M

16:30:00

BILL Reports Q4 Revenue of $436.2M, Beating Expectations

News

BILL FAQ — answered by Alphio AI

BILL Holdings, Inc. provides a financial operations platform for small and midsize businesses (SMBs). The Company offers software-as-a-service, cloud-based payments, and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve back-office efficiency. Its artificial intelligence (AI)-enabled financial software platform creates seamless connections between its customers, their suppliers, and their clients. Businesses on its platform generate and process invoices, streamline approvals, make and receive payments, manage employee expenses, sync with their accounting system, foster collaboration, and manage their cash flow. Its integrated platform also includes BILL Spend and Expense, its spend and expense management product, which provides a solution for businesses. It operates in the Technology sector (SERVICES-PREPACKAGED SOFTWARE industry).

BILL Holdings Inc is a good buy right now due to its current price of $44.83, which is significantly below the analyst price target of $52 to $60. The stock's RSI of 55.73 suggests it is not overbought, and the recent hedge fund buying activity has increased by 111.02%, indicating strong institutional interest. However, the main risk is the negative net income reported in Q4 2026, which was -18.48 million USD, showing ongoing profitability challenges.

Community

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coppermerkle9/27/2026

$SLX $QUID $BILL A Trading Mentor Worth Knowing Honestly, Craig deserves a lot of appreciation for the knowledge and dedication he brings to trading. His ability to break down market movements and explain things in a practical way is something I genuinely admire. What stands out most is his emphasis on discipline, patience, and understanding the risks before making decisions. His guidance has helped me appreciate trading from a different perspective. If you're looking to improve your understanding of the crypto market and develop better trading habits, I highly recommend looking into Craig's approach. I'm truly grateful for the lessons I've learned and the valuable insights he continues to share.

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nakedvortex579/24/2026

$LINK $BILL $W If you're serious about improving your trading knowledge, Craig is definitely someone worth learning from. His approach is detailed without making things unnecessarily complicated, and he consistently emphasizes the things that actually matter. Understanding the market, managing risk, and staying disciplined. I've taken a lot from his teachings and continue to learn from his content. One of the best decisions I made in my trading journey was learning from Craig. Thanks, Craig, for showing that successful trading is built on patience, education, and consistency, not hype.

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I was thinking about cutting losses, but the market turned around before I could. Opened the charts this morning and saw $BILL still holding its ground, so I knew it was time to act. The rebound lacked momentum, resistance above was clear, and volume never picked up—this kind of setup doesn't last long. I shorted at 0.07826 without hesitation. Checked again a moment ago—0.01559, +1576.75%. That's a solid result. I have to admit, the timing felt right. On positioning, 70% of my position has been closed for profit. The stop on the remaining 20% has been moved up to protect cost. If it keeps dropping, I'll let the profit run; if there's a bounce, I'll exit. Opportunities come with patience, and profits come with discipline. Now is not the time to act—I'm waiting for the next better entry. I'll keep watching and stay ready. $XRP $ETH

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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