Finanzas de CPI Card Group Inc (PMTS)PMTSCPI Card Group Inc

CPI Card Group Inc (PMTS) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Debit and Credit, accounting for 74.7% of total sales, equivalent to $109.85M. Other significant revenue streams include Prepaid Debit and Integrated paytech. Understanding this composition is critical for investors evaluating how PMTS navigates market cycles within the Consumer Lending industry.

Evaluating the bottom line, CPI Card Group Inc maintains a gross margin of 31.73%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 9.89%, while the net margin is 3.17%. These profitability ratios, combined with a Return on Equity (ROE) of -100.73%, provide a clear picture of how effectively PMTS converts its operational activities into shareholder value.

In the context of the broader market, PMTS competes directly with industry leaders such as NEWT and RWAY. With a market capitalization of $328.43M, it holds a leading position in the sector. When comparing efficiency, PMTS's gross margin of 31.73% stands against NEWT's 90.64% and RWAY's N/A. Such benchmarking helps identify whether CPI Card Group Inc is trading at a premium or discount relative to its financial performance.

CPI Card Group has shown consistent revenue growth, with Q2 2026 revenue at $149 million, a 15% increase year-over-year. The gross margin has also improved to 32.50% in Q2 2026, reflecting better profitability.