Finanzas de CPI Card Group Inc (PMTS)PMTSCPI Card Group Inc

CPI Card Group Inc (PMTS) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Debit and Credit, accounting for 74.7% of total sales, equivalent to $109.85M. Other significant revenue streams include Prepaid Debit and Integrated paytech. Understanding this composition is critical for investors evaluating how PMTS navigates market cycles within the Consumer Lending industry.

Evaluating the bottom line, CPI Card Group Inc maintains a gross margin of 32.50%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 7.95%, while the net margin is 1.37%. These profitability ratios, combined with a Return on Equity (ROE) of N/A, provide a clear picture of how effectively PMTS converts its operational activities into shareholder value.

In the context of the broader market, PMTS competes directly with industry leaders such as OPRT and LDI. With a market capitalization of $328.62M, it holds a significant position in the sector. When comparing efficiency, PMTS's gross margin of 32.50% stands against OPRT's 83.56% and LDI's 83.07%. Such benchmarking helps identify whether CPI Card Group Inc is trading at a premium or discount relative to its financial performance.

CPI Card Group reported total revenue of $149 million for Q2 2026, a 15% increase year-over-year, and a gross margin of 32.5%, reflecting effective cost management. Free cash flow reached $25.9 million, a substantial increase from the previous year, indicating strong cash generation capabilities.