Old Point Financial Corp（OPOF）財務資料OPOFOld Point Financial Corp

Old Point Financial Corp (OPOF) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Bank, accounting for 90.0% of total sales, equivalent to $9.81M. Other significant revenue streams include Parent and Wealth. Understanding this composition is critical for investors evaluating how OPOF navigates market cycles within the Banks industry.

Evaluating the bottom line, Old Point Financial Corp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 20.01%, while the net margin is 8.80%. These profitability ratios, combined with a Return on Equity (ROE) of 7.59%, provide a clear picture of how effectively OPOF converts its operational activities into shareholder value.

In the context of the broader market, OPOF competes directly with industry leaders such as LCNB and NKSH. With a market capitalization of N/A, it holds a significant position in the sector. When comparing efficiency, OPOF's gross margin of N/A stands against LCNB's N/A and NKSH's N/A. Such benchmarking helps identify whether Old Point Financial Corp is trading at a premium or discount relative to its financial performance.