First Internet Bancorp（INBK）资讯与事件INBKFirst Internet Bancorp

First Internet Bancorp Reports Q2 Revenue of $41.12M

Reports Q2 revenue $41.12M, consensus $36.59M. "Our second quarter results reflect strong momentum across the business, paired with a meaningful and encouraging improvement in our credit trends," said David Becker, Chairman and CEO of First Internet Bancorp. "Total revenue grew 23% year-over-year and pre-provision net revenue increased nearly 28%, while our fully-taxable equivalent net interest margin expanded 43 basis points to 2.47%. Just as importantly, our credit provision declined, nonperforming loans decreased sequentially for the first time in several quarters, small business lending net charge-offs improved significantly, and delinquencies across the portfolio fell sharply - clear evidence that the proactive credit actions we have taken over the past several quarters are working."

FY26 Loan Growth Expected Between 4% and 6%

For FY26, sees: Loan growth in the range of 4% to 6%, driven by solid pipelines across our commercial lending verticals; FTE net interest margin expansion, reaching 2.75% to 2.80% by the fourth quarter of 2026, driven by ongoing deposit repricing and optimized asset mix; FTE net interest income in the range of $141 million to $142 million; Noninterest income in the range of $40.5 million to $41 million, reflecting continued BaaS growth and increasing small business lending originations and gain on sale activity in the second half of 2026; Noninterest expense in the range of $106 million to $107 million.

First Internet Bancorp Reports Q1 Revenue of $43.1M

Reports Q1 revenue $43.1M, two estimates $34.15M. "We kicked off the new year with strong first quarter results, demonstrating the resilience of our diversified business model and the solid foundation we've built to navigate an uncertain macroeconomic environment from a position of strength," said David Becker, Chairman and CEO of First Internet Bancorp. "We generated 21% revenue growth, 51% growth in pre-provision net revenue, and expanded our net interest margin 54 basis points year-over-year to 2.45%, reflecting years of disciplined balance sheet repositioning and proactive liability management. We're also seeing tangible evidence that our enhanced underwriting standards and risk management initiatives are yielding favorable results, particularly in our SBA portfolio where unguaranteed nonperforming loans and delinquencies have improved both sequentially and year-over-year."